Introducing Keep Capital 🎉 Click here to learn more!

The only Canadian corporate card that saves you time, money & frustration

Keep Corporate Credit Mastercard has higher credit limits, meaningful rewards, and no fees. Join the thousands of Canadian businesses growing faster with Keep.

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Apply with no impact to your credit score.1
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Powered by the Mastercard® network.

Backed by investors, founders, and executives of

Powerful Card Benefits

10-20x higher credit limits

Unlock higher credit limits to help grow your business

Unlimited virtual cards

Create virtual credit cards instantly for your team

Up to 4x rewards

You earn more on every transaction

Open account
Apply with no impact to your credit score.1
‍

How it works

Get started in

10 minutes

Apply for Keep online in just a few minutes with no impact to your credit score1. Once approved, you can use your virtual card right away.

Easy to start, easy to scale.

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Advanced

Fraud protection

You’re never liable for unauthorized transactions.

We keep your account secure with 24/7 fraud monitoring, ID theft, and purchase protection.

Fast live support

Chat with a real human

Talk to our team by phone, video call, or email.

No more wasting hours visiting bank branches or waiting on hold.

We’ll keep you moving.

What our customers say

IMP North

I had an issue that seemed to be a software glitch. When I addressed this issue, I was greeted with a team that truly wanted to help me resolve the problem. When their direction did not work, I was told that they would work with their IT department to get to the bottom of it, and they did! Very professional and pleasant experience. Thank you Will and Keep team!

Gabriel M.
Owner

Extremely grateful for the Keep team, which has supported my business with an easy to manage credit card system for my team, as well as reasonable terms for repayment if I use more than I can pay right away. Their support team was incredible at resolving my concern.

SD
Sean D.
President and CEO

I moved to Keep last year. Great customer service and very progressive credit products. Highly recommend them.

B
Bernie
Owner

Fantastic on boarding, answered all immediate questions. As well as follow up questions. Very friendly

DM
Daniel M.
CFO

Love the product and customer service. Sign up was easy and great communication from Keep.

RS
Ronni S.
Managing Director

Love this product and recommend for any business owner who wants to build scale or purchase without having their personal credit affected.

NS
Noor S.
Owner

Approval process was quick and customer service has been outstanding.

CD
Cheung D.
Owner

If you want your business to grow fast, try Keep!

RH
Ronice H.
CEO

Great experience. Got approved for $4,000 right away. Fees are high if you don't pay balance in full each month, but the most flexible card I have ever used. Only thing I would suggest is that they have a better points system.

JS
John S.
President and CEO

Best financial solution and service I've ever experienced. Team at Keep how's it going above and beyond. Not only is it a far superior platform and user experience, it's an absolute game changer for credit and capital. And you'd think that with fintech, client service and support would drop. Instead I found the exact opposite. Speaking with real people and getting real support is easier than anything I've ever experienced.

JS
Jermaine S.
Owner

Sensational!!! Alejandra, Always have time to talk and explain everything. Honestly this is better than the other CC, I understand that everyone's have to make money but I am ok with Keep.

JE
John E.
Owner

Keep has been a godsend to my company for almost one year now. Keep was able to bring my company from an average of maybe $800,000 per year in sales to almost $3,000,000 this year.

KH
Kyle H.
Owner

I was skeptical too, but instead after I applied I really was approved in just hours. I own a small tree company and they gave me a credit card for 4x what RBC would do and RBC required 10x as much paperwork.

SM
Samantha M.
Owner

Love the product and customer service. Sign up was easy and great communication from Keep.

EW
Elliot W.
Owner

I've been working with Keep for the better half of the last year and they've been great. Very customer focused and continuously rolling out new and better features. Highly recommend them for all of your corporate credit card needs.

IMP North

I had an issue that seemed to be a software glitch. When I addressed this issue, I was greeted with a team that truly wanted to help me resolve the problem. When their direction did not work, I was told that they would work with their IT department to get to the bottom of it, and they did! Very professional and pleasant experience. Thank you Will and Keep team!

Gabriel M.
Owner

Extremely grateful for the Keep team, which has supported my business with an easy to manage credit card system for my team, as well as reasonable terms for repayment if I use more than I can pay right away. Their support team was incredible at resolving my concern.

SD
Sean D.
President and CEO

I moved to Keep last year. Great customer service and very progressive credit products. Highly recommend them.

B
Bernie
Owner

Fantastic on boarding, answered all immediate questions. As well as follow up questions. Very friendly

DM
Daniel M.
CFO

Love the product and customer service. Sign up was easy and great communication from Keep.

RS
Ronni S.
Managing Director

Love this product and recommend for any business owner who wants to build scale or purchase without having their personal credit affected.

NS
Noor S.
Owner

Approval process was quick and customer service has been outstanding.

CD
Cheung D.
Owner

If you want your business to grow fast, try Keep!

RH
Ronice H.
CEO

Great experience. Got approved for $4,000 right away. Fees are high if you don't pay balance in full each month, but the most flexible card I have ever used. Only thing I would suggest is that they have a better points system.

JS
John S.
President and CEO

Best financial solution and service I've ever experienced. Team at Keep how's it going above and beyond. Not only is it a far superior platform and user experience, it's an absolute game changer for credit and capital. And you'd think that with fintech, client service and support would drop. Instead I found the exact opposite. Speaking with real people and getting real support is easier than anything I've ever experienced.

JS
Jermaine S.
Owner

Sensational!!! Alejandra, Always have time to talk and explain everything. Honestly this is better than the other CC, I understand that everyone's have to make money but I am ok with Keep.

JE
John E.
Owner

Keep has been a godsend to my company for almost one year now. Keep was able to bring my company from an average of maybe $800,000 per year in sales to almost $3,000,000 this year.

KH
Kyle H.
Owner

I was skeptical too, but instead after I applied I really was approved in just hours. I own a small tree company and they gave me a credit card for 4x what RBC would do and RBC required 10x as much paperwork.

SM
Samantha M.
Owner

Love the product and customer service. Sign up was easy and great communication from Keep.

EW
Elliot W.
Owner

I've been working with Keep for the better half of the last year and they've been great. Very customer focused and continuously rolling out new and better features. Highly recommend them for all of your corporate credit card needs.

What founders are saying

This is the holy grail. I have to haggle with my bank to increase my credit limit even though we are spending $50k a month. Also, I can’t use my points on anything.

Jamie B. | Founder and CEO, Marketing Agency

Our team can save 20 hours a month by being able to use the unlimited virtual cards feature. Good-bye to finding receipts, asking my team to send forms, and approving every line item.

Sarah G. | CEO, DTC brand

My finance team says how easy expense management and spend tracking will be with Keep. Each manager can easily create cards for their team and reporting happens automatically.

Seth I. | Co-founder, Software startup

Get the credit you need to grow

Approval within 72 hours
Instant access to funds
‍

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Benefits

Get instant access to virtual cards

Create unlimited virtual cards for your whole team to eliminate expense approvals—saving time and frustration along the way.

Scaling, solved.

Pay less while growing faster

FREE WITH KEEP

  • Unlimited virtual cards

  • Online expense dashboard

  • Finance automation

  • All foreign transactions

Blazing fast expense management

Get rid of paper receipts forever.

Keep integrates with your accounting software and makes expense management easy.

“I always knew that we could make paid ads/paid social work but we never have enough left in our budget to try. Keep allows us to increase working capital by 10x, spend more on paid, and grow as aggressively as we want.”

Greg F. | Founder and CEO, Startup

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How we compare to your current bank’s credit card?

Banks

Card limits

$5K - $20K

Up to $400,000

Cashback

up to 1% in some categories

up to 4x in all categories

Annual Fees

$120

$0

No Cost Foreign Transactions

Apple Pay and Google Pay Supported

Dedicated Relationship Managers

Free Instant Virtual Cards

Unlimited

Quickbooks, Xero Integration

Automated Expensing

Free Employee Cards

Spend Controls and Insights

Time it takes to Apply

2 weeks

10 minutes

Pricing

ALL-IN PRICE

$0.00/mo

Yes, actually.

No hidden fees, ever.

FAQs

How is this product free?

Keep makes money by facilitating every transaction that occurs on the platform.

How do you offer better credit limits?

Banks are stuck in paper based processes that are very error prone. We can use real time data to make sure we can get you the right limits when you need them.

I use my personal credit card for business expenses. Why do I need Keep?

Your credit score will be negatively impacted if you are consistently using your personal card for your business expenses. We protect your personal credit score from the corporate card usage, like it should be!

Who is Keep for?

Any Canadian company can use Keep! Reach out to see how we can help you grow your business.

Haven’t found what you’re looking for? See more FAQs here.

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Save time, money, and frustration

Keep's corporate card has higher credit limits, the highest cash back rewards on the market, and absolutely no fees. Apply with no impact to your credit score.1

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