All-in-one banking for any business
A smarter business card with higher limits, expenses that do themselves, and the capital to grow. See why Canada’s fastest-growing businesses power their finances with Keep.
Take control of your business finances
Credit, expenses, payments. All under one roof.
Business credit card
Up to 10X higher limits combined with meaningful rewards, virtual cards, and more.
Growth capital
Financing your business needs, fast. Apply for up to $1M in financing with no hidden fees and transparent terms.
Expense automation
Manage expenses as they happen with Keep. Upload receipts and close books faster.
No-fee global banking
Support and deposit over a dozen global currencies with no added fees.
International payments
Pay anyone, anywhere in local currencies at the best exchange rates in Canada.
Run your business from your pocket
Check balances and manage team cards from your phone. Your business travels with you.
The all-in-one financial platform
Designed to help you spend less time and money across your entire business.
Free physical and virtual cards
Give each team member their own physical card, or manage spend through unlimited virtual cards, perfect for online expenses.
Set limits on every card
Stay on budget with spend controls, instantly freeze cards, and monitor expenses in real-time.
Get up to 10x higher credit limits
Grow your business faster with a higher credit limit. Apply in just 8 minutes online. Once approved, get instant access to funds.
Send and receive money like a local
Our mid-market FX rates and local payments allow you to send and receive money with unparalleled speed and security.
Seamless integration with QuickBooks
Sync all expenses to your accounting system for easy reconciliation. Close books in minutes not hours.
Manage your business on the go
See balances, cards, and expenses in one place — no laptop required. Keep goes where you go.
Earn points on all business purchases
Join the rewards program that grows with your business — on your card, and beyond it.
Other cards cap your rewards. Keep doesn't.
Earn points on every card purchase.
Points on Keep Travel
Points on international & dining
Points on everything else
Trusted by top business leaders across Canada
Designed to help you spend less time and money across your entire business.
Small business
Painless application, higher credit limits. Cards, capital, banking, and a real account manager — not a chatbot.
Startups
Up to $1.5M in capital, no dilution, no pitch deck. Credit limits that match your traction, not your credit score.
Enterprises
Empower large teams with expense management, employee-level spend controls, and flexible financing.
Processed with Keep card
Keep business customers
Higher credit limits
What our customers say
Keep going. From your phone.
Everything your business needs, now in your pocket. Download and get started in minutes.
FAQ
Frequently asked questions
Who is Keep for?
Keep is for small and medium-sized Canadian businesses looking to simplify their expense management, especially those frustrated with the big banks!
What is the interest rate?
None. Keep is fee-free when your balance is paid at the end of each statement period. Need more time? We offer low fee statement extension plans to ensure your business never goes without.
Is Keep available in all provinces?
Keep is available in all provinces, with the exception of Quebec. Our team is hard at work to begin supporting Quebec-based businesses, so stay tuned!
Does Keep offer any rewards for use?
Yes — every Keep Card purchase earns points, with no caps. Your rate depends on your plan: Core earns 1x on standard purchases and 4x on international spend, while Plus and Max earn 1.5x on everything, 3x on dining and international, and 5x on Keep Travel bookings.